Short Sale Authorization Letter
Dear [Lender],
I am writing to request a short sale of my property located at [property address]. I am unable to continue making my mortgage payments and the current market value of my home is less than the outstanding balance on my mortgage. I believe that a short sale is the best option for all parties involved.
I am requesting that you grant authorization for [Real Estate Agent/Broker] to act as my agent in the short sale process. [Agent/Broker] has experience in handling short sales and has a proven track record of success in this area.
I understand that the short sale process can be lengthy and complicated, but I am committed to doing everything possible to facilitate a successful sale. I will provide any necessary documentation and information in a timely manner to help expedite the process.
Thank you for considering my request. Please let me know if there are any further steps required on my end.
Sincerely,
[Your Name]
Standard Short Sale Authorization Letter
Subject: Authorization for Short Sale
Dear [Lender/Bank Name],
I, [Your Name], hereby authorize [Real Estate Agent or Representative Name] to act on my behalf regarding the short sale of my property located at [Property Address]. This authorization includes negotiating terms, signing documents, and communicating with all relevant parties.
Please accept this letter as my formal consent to proceed with the short sale process. I appreciate your cooperation.
Sincerely,
[Your Name]
[Contact Information]
[Date]
Provisional Short Sale Authorization Letter
Subject: Conditional Authorization for Short Sale
Dear [Lender/Bank Name],
I am writing to provisionally authorize [Representative Name] to manage the short sale of my property at [Property Address]. This authorization is effective pending [specific conditions, e.g., approval of financial documents].
Upon satisfaction of these conditions, [Representative Name] may finalize the short sale on my behalf. Please contact me for confirmation if needed.
Sincerely,
[Your Name]
Urgent Short Sale Authorization Email
Subject: Immediate Short Sale Authorization
Hi [Lender/Bank Name],
Due to time-sensitive circumstances, I am authorizing [Agent Name] to proceed with the short sale of my property at [Property Address] immediately. All necessary documentation will be provided as soon as possible.
Thank you for your prompt attention.
Best regards,
[Your Name]
Formal Short Sale Authorization Letter with Legal Tone
Subject: Legal Authorization for Short Sale
Dear [Lender/Bank Name],
I, [Your Name], am the legal owner of the property at [Property Address]. I hereby grant [Agent Name or Attorney Name] full authority to negotiate, sign, and execute all documents necessary for the short sale of the property, including communications with all relevant parties.
This authorization is effective immediately and shall remain valid until the short sale is completed. A copy of my identification and property ownership documents are attached.
Sincerely,
[Your Name]
[Date]
Casual Short Sale Authorization Email
Subject: Short Sale Authorization
Hi [Bank/Lender Name],
I am giving [Agent Name] the green light to handle the short sale for my property at [Property Address]. They can take care of all negotiations and paperwork on my behalf.
Thanks for making this process smooth.
Cheers,
[Your Name]
Short Sale Authorization Letter for Multiple Properties
Subject: Authorization for Short Sale of Multiple Properties
Dear [Lender/Bank Name],
I authorize [Agent Name] to represent me in the short sale of the following properties:
1. [Property Address 1]
2. [Property Address 2]
3. [Property Address 3]
This authorization includes negotiating sale terms, signing all relevant documents, and communicating with all necessary parties. Please allow [Agent Name] to proceed on my behalf.
Sincerely,
[Your Name]
[Date]
What is a Short Sale Authorization Letter and Why It Is Needed
A short sale authorization letter is a formal document that grants a third party, such as a real estate agent or attorney, the authority to handle the short sale of a property on behalf of the owner.
Purpose:
- Ensure smooth communication with lenders or banks
- Delegate negotiation and document signing responsibilities
- Legally permit an agent to act on behalf of the property owner
Who Should Send a Short Sale Authorization Letter
- Property owners initiating a short sale
- Legal representatives acting for the property owner
- Financial advisors or real estate agents with client authorization
- Executors of estates in case of property held under a deceased owner
Whom Should Receive a Short Sale Authorization Letter
- Lenders or banks holding the mortgage
- Mortgage servicers
- Real estate agents representing the seller
- Attorneys or legal representatives involved in the transaction
When Should You Send a Short Sale Authorization Letter
- Prior to initiating the short sale process
- When a lender requests formal authorization to negotiate
- Before signing or submitting any binding documents through a representative
- When multiple parties need legal consent to act on the property owner's behalf
How to Write and Send a Short Sale Authorization Letter
- Clearly identify the property and the parties authorized
- Specify the scope of authority, including negotiation and signing rights
- Attach copies of ownership documents or ID if required
- Use formal or legal tone for printed letters; casual for email
- Send via certified mail, email, or directly to the lender or bank
Requirements and Prerequisites for a Short Sale Authorization Letter
- Confirm property ownership and mortgage details
- Have a designated agent or representative ready
- Gather property documentation (title deeds, mortgage statements)
- Understand lender requirements and necessary forms
- Ensure the letter complies with local or state legal requirements
Elements and Structure of a Short Sale Authorization Letter
- Subject line indicating authorization
- Clear identification of the property and owner
- Name and role of the authorized agent
- Scope of authority granted
- Dates for which authorization is valid
- Closing with signature, contact information, and date
- Attachments such as IDs or property deeds
Formatting Guidelines for Short Sale Authorization Letters
- Length: 1–2 pages maximum
- Tone: Formal, professional, and precise
- Wording: Clear, concise, and legally unambiguous
- Mode: Email for quick communication; printed letter for legal records
- Etiquette: Include all necessary attachments and contact details
Tricks and Tips for Short Sale Authorization Letters
- Keep a copy for your records
- Specify clear start and end dates for authorization
- Attach all supporting documents to prevent delays
- Use certified mail for printed letters to ensure delivery
- Confirm receipt with the lender or bank
Common Mistakes to Avoid in Short Sale Authorization Letters
- Failing to clearly identify the authorized agent
- Omitting property address or mortgage details
- Using vague or incomplete language regarding authority
- Not providing supporting documentation
- Sending without proper signature or date






